Critical Illness
Family Protection
Protect your employees or their family with a policy that covers more than 40+ illnesses. Take responsibility for your staff and avoid the "it won't happen to me" culture that exists.
Time To Recover
This policy will bring you peace of mine, safe in the knowledge that you can take the time to recover if needed without the pressures of finances and employment responsibilities.
Diagnosis Cover
The key feature of Critical Illness cover is that the insurance policy pays out 14 days after diagnosis, so even if policy holders are cured a lump sum will still be applied.
Life Insurance
Whole of Life Cover
Standard cover with fixed premiums.
Maximum cover which includes an investment component (premiums may be adjusted based on health reassessments).
Over 50s life insurance
Term Led Insurance
Level term: Fixed payout throughout the term.
Decreasing term to support you with important loans such as a mortgage.
Payout increases annually but we will keep you updated.
Income Protection
Salary Protection
Protect your income in the event that you are unable to work due to a qualifying illness or accident. This wouldn't be paid in a lump sum like critical illness but in the form of monthly salary like payments.
Choose the Best Cover
Depending on the cover you take out, you can expect to protect up to 50-70% of your salary. Select the option that best suits your future needs and your current circumstances today.
Policy Options
There is a wealth of income protection options allowing you the flexibility of a customised choice, including short-long term, occupational specific, guaranteed premium, reviewable age-branded premium and index linked.​